January 10th, 20183161When did looking good get so expensive?
There are moisturizers you need to keep your skin the perfect texture. You need makeup to make sure your complexion is to your liking. And then there’s the products to keep your hair straight, curly, voluminous, shiny.
Oh, great – and now contouring is a thing.
Well, relax. You don’t need the money of a socialite to be a beauty junky. Here are some of the niftiest cheap beauty hacks from around the interwebs:
Getting your lips glossy. High end lip gloss can cost some big bucks. Dior’s Addict Ultra-Gloss, for example, costs $30. There are some cheaper drugstore varieties that...
January 10th, 2018192Gen X isn’t feeling so confident about retiring, according to a USA Today report.
A survey from TD Ameritrade found that nearly four out of 10 people born between 1965 and the late 1970s say they would like to “fully retire” someday, but feel like they won’t be able to afford to.
USA Today reports that much of this gloom has been compounded by the phasing out of pensions funded by employers in favor of 401(K) and IRAs that require workers to do most of the saving on their own.
Here are some other troubling statistics found by the TD Ameritrade survey:
43 percent of Gen Xers say “they are behind” in their savings.
...
January 9th, 201826116Sen. Elizabeth Warren (D-Mass.) accused the director of the Consumer Financial Protection Bureau of using security concerns as an excuse to hamper the group's operations.
>>Related: Here are 5 things you need to know about the CFPB<<
Warren thought up the Consumer Financial Protection Bureau and helped institute it as a special adviser to former President Barack Obama soon after the financial crisis. The regulatory agency is meant to oversee the financial products and services offered to consumers of the United States' federal institutions, including banks and credit unions.
Around Thanksgiving, CFPB Director...
January 9th, 201872423The holidays might be over, but nobody told your credit cards.
A Magnify Money poll found Americans added an average of $986 in debt during this holiday season. That might not seem like a huge number – but let’s not forget those pesky interest rates and daily expenses. Consumers making the minimum $25 payment each month on a 15 percent rate credit card could rack up about $400 in interest.
They could also take almost 10 years to pay off that holiday debt. And what happens if they wrack up more holiday debt the next several years?
So, let’s try to avoid that nightmare after Christmas, shall we? Here are some solid tips for...
January 8th, 201828204Here’s some bad news for those struggling with less than stellar credit scores: you may have a difficult time getting a new car loan in 2018.
The Federal Reserve raised interest rates three times in 2017 and is predicted to raise rates at least that many times again in 2018. And that, of course, means interest rates on new car loans have risen – and will continue to rise.
For buyers with stellar credit (think a score of 660 or above) this trend likely won’t be a big deal, according to a USA Today article. They’ll likely see a increase of about $4 a month in their payments and could still be able to find rates as low as 4...
January 8th, 201856111Banks, retailers and technology firms came together late last week to send a letter to the House Energy and Commerce committee asking for new federal regulations governing data breaches that would preempt state law, according to Credit Union Journal.
The groups called for regulations that would create a "flexible, scalable standard" of data collected by a company. The regulations would also create a "notification regime" that would require the timely notice of a data breach to consumers, law enforcement and regulators.
"For the first time in over a decade, the banking, payment, retail, telecommunication and technology industries have...
January 5th, 2018229910The new year has long been a time to focus on weight loss. New year, new you, right?
Unfortunately, that mentality can also feed into the success of companies hawking phony and costly weight loss products that do more harm than good to your body.
Beginning in 2011, the U.S. Food and Drug Administration noticed many over-the-counter “diet pills” contained “hidden active ingredients that could be harmful.”
“Consumers may unknowingly take products laced with varying quantities of approved prescription drug ingredients, controlled substances and untested and unstudied pharmaceutically active ingredients,” according to a...
January 4th, 201834162So, you’re hosting a College Football Championship party Monday night.
A noble endeavor – you were surely voted “most likely to be carried away on a blanket of school spirit” by your friends. And that’s great! You’re probably ready to deck everything out in red and black (Go Dawgs!) or in crimson and white (Roll Tide!) and really get the team pride going.
But take a timeout and a little time to huddle with your budget, first. You don’t need to spend half your life savings on hosting this one-night party.
Check out these Pinterest-worthy tips for hosting a supreme College Football Championship party on a budget.
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January 4th, 201854113The Dow Jones topped 25,000 points for the first time Thursday, according to the Washington Post.
That continues a streak that lifted stocks by more than 20 percent in 2017.
According to the Post, the Dow has risen steadily since 2009, but saw much greater strides through the past year. It passed the 20,000 threshold just after President Donald Trump took office and ended the year by posting 71 record highs.
Read the Post's entire article here. ...
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