October 21st, 2019111335Georgians are spending a significant chunk of change on household energy costs – yet most have not performed an annual energy audit to evaluate for potential saving opportunities.
In a survey of more than 2,000 Georgians conducted by The League of Southeastern Credit Unions & Affiliates, the majority of respondents – about 85 percent – said they spend between $1,000 and $3,000 per year in household energy expenses.
This range mirrors the national trends. Each household in the U.S. uses an average of 77.1 British thermal units (Btus) each year, costing each household about $1,856 per year, according to the U.S. Energy...
September 3rd, 201947445
Hurricane Dorian is headed toward the coastal portion of the southeastern United States. Don't get caught unaware!
Here are 10 smart ways to prepare for a hurricane:
Have cash on hand.
Make
sure your vehicles have been fueled up. And, if you have fuel containers
fill them as well.
Have enough
drinking water on hand. Minimum 1 gallon per person per day for up to five
days.
If it
looks like there may be power issues, turn your AC to a lower (colder
setting), complete an inventory of food that is in your fridge and freezer
section. That way, if you lose power,
you can open your...
August 8th, 201956410
The following article appeared on the CDC Federal Credit Union Blog on July 29, 2019.
Perhaps you’re finally ready to take the plunge and buy your first house or maybe you’re already a seasoned homeowner and your family has outgrown your current house and it’s time to move. Once you’ve decided it’s time…what do you do next?
You could begin by driving around for hours looking for yards with “For Sale” signs until you find the perfect house. Or you could look online scrolling through endless pages of homes for sale in the area you’re looking to buy. But in each case, both of these actions will probably take up way too...
August 6th, 201941404
The following article appeared on CUInsight on July 30, 2019.
Homeownership can be fantastic. Landlords are usually alright, but being the lord of your own manor sure is a lot better. When you go from renting to owning your own home, a lot more changes than just gaining equity. Here are three things that will be different after you’ve purchased a home…
If it’s broke, you gotta fix it: If you live in an apartment, there’s probably not a whole lot of handy-man work to do on the weekends. When something breaks, you just let the super or the landlord handle it. But when you’re the homeowner, that’s no longer an option....
August 5th, 201930351
The following article appeared on CUInsight on July 31, 2019.
For those looking to buy a home, it might seem a little daunting, especially when you consider how many mortgage types there are. Here’s a simple list of 5 loan types with a basic description of each so you can begin to make the best decision on how to acquire your dream castle, complete with a moat and drawbridge. NONE SHALL PASS!!!
CONVENTIONAL / FIXED RATE MORTGAGE Numero Uno is the most common of the mortgage types. If the title didn’t give it away, the interest rate, and thus the monthly payments, don’t change over time. The most common of these is the 30-year...
July 25th, 201944470
As if you needed another excuse to eat ice cream...
On July 25, Diary Queen will host its 13th annual Miracle Treat Day. For each blizzard sold at participating DQ locations, $1 or more will be donated to local Children's Miracle Network Hospitals.
https://twitter.com/DairyQueen/status/1154330509931155456
Since 1983, Children’s Miracle Network Hospitals have been working to help cover the cost of care for the more than 10 million kids who enter a children’s hospital each year. Each Blizzard treat purchased on Aug. 2 will mean more money toward charitable care, custom needs, education, special services, equipment and...
July 23rd, 20194137
Coosa Valley Credit Union recently explained the value of credit union membership in a column featured in Coosa Valley News.
The following is an excerpt from that column:
Credit union membership reflects ownership. When you join a credit union, you are a member for life. Credit unions are member-owned, not-for-profit financial cooperatives that exist solely for the benefit of the member. Membership means credit unions return profits to members in the form of higher savings rates and lower loan rates, well as free or low-cost products and services.
Also featured in: Coosa Valley News
...
July 22nd, 201926267
The following article appeared on the Delta Community Credit Union Blog on June 6, 2019.
Going on vacation requires careful planning, and the pre-vacation logistics of domestic and international travel can become quite stressful. To simplify the process, here are 10 tips to help you get the most out of your trip.
1. Plan ahead.
Finding a destination is the first and most important step. Consult travel agents, research online, or ask friends and locals about potential destinations. Careful planning will help you fill up your itinerary with the best possible activities.
2. Stick to your budget.
Finding a hotel off the beaten...
July 17th, 201944485
Name a more iconic American food than hot dogs -- we'll wait.
Whether you're into them or not, you have to admit you can't do summer without encountering a hot dog. You'll smell them while you're rooting for the home team at your city's baseball stadium. You'll eyeball them before getting on that ill-advised roller coaster.
And today -- July 17, National Hot Dog Day -- you can find some of the best hot dogs out there for a steal! Here's where:
7-Eleven
Not for the faint of heart: 7-Eleven will be offering its Quarter-Pound Big Bite all-beef hot dogs all day on July 17, while supplies...
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