November 22nd, 20171130Georgia consumers expect to combine finances once they tie the knot – but they aren’t discussing it with their significant others.
According to Georgia Credit Union Affiliates’ 2017 Mid-Year Consumer Survey, about 58 percent of Georgians think it’s best to combine at least some of their financial accounts and bills with their partners.’ Another 27 percent think married people should share 100 percent of the household’s finances. But 64 percent of the respondents who were married or engaged said they didn’t set aside time to agree on a financial plan with their future spouse before saying “I do.”
American couples...
November 21st, 201730162Even the most health-conscious Americans need a cheap bite to eat every once in a while.
Sometimes, there’s just not enough time between putting the final touches on that big project and picking up the kids before school to do much more than grab a burger through the drive-thru at McDonalds. Other times, consumers just crave a lazy dinner-time experience that won’t hurt their wallets.
But it’s not so simple for 3 million Americans with Celiac disease, according to the University of Chicago’s Celiac Disease Center. Those 3 million people could contract autoimmune disorders, neurological problems, osteoporosis or cancer if they...
November 21st, 20171172Time to face the facts: it's winter. You're cold and you're not going to get any warmer in the next few weeks. It might be tempting to crank that thermostat all the way up, dawn your bathing suit and pretend summer never left. But heating your house that way will cost you. Instead, here are five finance-friendly ways you can keep warm during the cold winter months:
November 21st, 20172130The following post contains advice from Andy Anderson, the vice president of marketing and member engagement for CDC Federal Credit Union in Atlanta, Ga.
Need a car but can’t pay cash? You have three choices: borrow from the dealer or manufacturer’s financing company, borrow from a bank, or borrow from a credit union (unless uncle Bob is willing to finance you, but who wants the “strings” that go along with that?). Each method has advantages and disadvantages – but if you can qualify, the way to go is usually with a credit union.
Interest rates are still near historic lows. If you are going to borrow money for a car,...
November 20th, 20172114The following post contains advice from Angi Christensen Harben, the Director of Communications for Georgia Credit Union Affiliates. When she was younger, a credit union stepped in and supported Angi’s finances and life. Now, she enjoys supporting credit unions and spreading the financial wisdom she’s gained.
There’s a reason everyone understands the term “drowning in debt.” The burden of debt can truly make you feel as if you can’t breathe sometimes. And if you’re like millions of your fellow Americans, you are in over your head with seemingly no good options to get out from under your personal debt. I’m not talking about...
November 20th, 201763138The following post contains advice from Meredith Reagan, a former marketing specialist at Georgia United Credit Union. She’s a Scrabble enthusiast, pizza connoisseur and sucker for a good deal.
Couponing became a way of life for me shortly after I finished grad school and got my first “big girl” job. Confronted head-on with the reality of a student loan debt which actually exceeded my salary, yet still obligated to provide for myself and pay my bills in a timely fashion, my trusty scissors and I took to the weekly newspaper in search of the best deals.
People whisper about those couponers, you know. They’re “those people”...
November 20th, 201743536Everybody knows the big ways to save money around the house these days.
Do away with cable packages in favor for cheaper streaming services like Netflix. Get rid of that old landline (seriously, who even uses those anymore?). And for goodness sake, make sure your cellphone automatically connects to your home’s WiFi so you’re not blowing through your data while you’re laying on the couch browsing Pinterest.
But if you’re not quite Millennial enough to give up your old-school TV experience, don’t worry. There are other more timeless ways to save a little bit of money in your day-to-day life.
Trash talking – In some areas,...
November 20th, 201725127The following post contains advice from Angi Christensen Harben, the Director of Communications for Georgia Credit Union Affiliates. When she was younger, a credit union stepped in and supported Angi’s finances and life. Now, she enjoys supporting credit unions and spreading the financial wisdom she’s gained.
I walked out to the garage and something wasn’t right. There was a pool of water, and it was spreading. I could hear a faint gushing sound and it took a second to sink in.
It was the dreaded busted pipe (insert ominous music here).
It was also freezing. The kind of freezing that turned the water pouring out over my...
November 17th, 201725138The following post contains advice from Angi Christensen Harben, the Director of Communications for Georgia Credit Union Affiliates. When she was younger, a credit union stepped in and supported Angi’s finances and life. Now, she enjoys supporting credit unions and spreading the financial wisdom she’s gained.
There are a lot of theories and pieces of advice out there about buying a new car. What to look for. When to buy. How to finance. Not necessarily in that order.
About three years ago, I bought my first BRAND NEW car. I was looking for something with great mileage, a good safety rating, enough room to tote some stuff home from...
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